28 jaan. Into the motives specified within the 38 U
(3) From inside the an incident in which the loan are refinanced has actually a beneficial fixed interest therefore the the fresh mortgage may also have an excellent repaired interest, the pace towards new loan must not be reduced than fifty base situations below the borrowed funds becoming refinanced.
(4) Inside an instance where financing becoming refinanced possess a beneficial repaired interest and the the loan will get a variable speed, the interest rate into the the brand new mortgage must not be smaller than 2 hundred foundation circumstances lower than the prior financing. Additionally-
(i) The lower rate of interest shouldn't be delivered solely of dismiss circumstances, until for example products is actually paid at closure; and